Transparent Payment Processing Built for Nonprofit Raffles

Online fundraising depends on trust. When supporters reach checkout, uncertainty kills conversions. Chance2Win offers two clear payment models — both designed to protect revenue, reduce friction, and give nonprofits full control.

No hidden layers

No vague “free” claims

No checkout surprises

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Two Simple Payment Models

Chance2Win offers two clear approaches—both designed to protect revenue, reduce checkout friction, and keep the money flow transparent.

Zero Fee

$0, Zero, Zilch, Nada
Your organization pays $0 platform fees.
Instead, a transparent 12% service fee is added at checkout and clearly shown to supporters before they complete their purchase.
If a raffle ticket is $20, your organization receives $20. The supporter sees the 12% service fee clearly displayed before payment. Transparency protects trust.
  • CheckmarkOrganization keeps 100% of ticket price
  • CheckmarkService fee shown separately at checkout
  • CheckmarkFunds deposited directly to your Stripe account
  • CheckmarkNo intermediary holding account

Payments Processed through

Premium Plan (Most Popular)

Starting at $329.00

Use Authorize.net, Flux Payments, Stripe, or Square. Absorb or pass fees — your choice.
This model is often preferred by organizations that: – Want tighter checkout control – Operate in specific regulatory environments – Prefer traditional merchant account setups
  • CheckmarkStarts at $329
  • CheckmarkOrganization decides whether to absorb service fees
  • CheckmarkCompatible with multiple gateways (Authorize.net, Square, others as supported)
  • CheckmarkGreater flexibility in pricing strategy

Easily connects to




One of the biggest advantages of the Premium model is flexibility in how you process payments. Many organizations already have established merchant accounts—schools using Square for events, or larger nonprofits with dedicated processors tied into their accounting systems. Being able to use those existing gateways avoids the extra setup, reconciliation headaches, and reporting fragmentation that come with opening a new account just for a raffle. It also helps address a common limitation we see in the industry—why Stripe-only processing fails nonprofits running raffles. While Stripe is an excellent and widely used platform, it operates under strict category restrictions that can impact certain types of fundraising, including raffles involving alcohol, firearms, or other regulated prizes. With multiple gateway options, organizations have the flexibility to stay compliant, align with their internal processes, and run the fundraiser that actually fits their audience—without being boxed into a single payment system.

Why Transparent Fees
Protect Conversions

Many platforms promote a “free” model that depends on optional tipping prompts. That unpredictability costs nonprofits at the moment that matters most: checkout.
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Clarity Drives Completion

When supporters know exactly what they’re paying before they click “confirm,” they complete purchases with confidence. Ambiguity at checkout kills momentum — and conversions.
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No Tip-Screen Friction

Tipping prompts create an unexpected decision moment mid-checkout. Some supporters pause. Some abandon. Chance2Win removes that friction entirely with upfront, transparent pricing.

For organizations operating in regulated environments, this also avoids the gray areas around variable tip models and charitable gaming compliance, where inconsistent pricing or optional fees can raise questions about equal entry conditions.

Track Entries Automatically

Predictable Net Revenue

With tip-based models, revenue per ticket varies. With Chance2Win, every ticket sold delivers exactly what you priced it for — making financial projections accurate and reliable.

Your Funds. Your Account. Your Control.

Chance2Win doesn’t hold your money. Funds flow directly into your nonprofit’s merchant account — giving you real-time visibility and eliminating third-party financial risk.

Direct Deposits

Revenue lands in your merchant account automatically. No manual withdrawal requests, no holding periods.

Full Payout Visibility

Your treasurer and board can see every transaction in your merchant account dashboard as well as our reporting dashboard — not filtered through an intermediary.
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Reduced Financial Risk

Pooled holding accounts create counterparty risk. Direct ownership eliminates that exposure entirely.

Supporter completes checkout

Fee clearly shown. No surprises. Supporter pays with card via your merchant account secure checkout.

Your merchant account processes the payment

PCI-compliant, tokenized, encrypted — processed through established payment infrastructure.

Funds deposit to your account

Ticket revenue goes directly into your nonprofit's your merchant account — not ours.

Dashboard updates instantly

Transaction logs, reconciliation reports, and CSV exports available immediately for your team.

Set up your payment account

Flux Payments is a U.S.-based processor built for nonprofit raffles, including regulated prizes like wine, bourbon, cigars, and firearms. You open the account in your organization’s name through a short online application, so your funds stay fully in your control. Most organizations are approved the same or next day.

Have these ready before you apply (the application itself is quick once you have them):

  • Your SS-4 (IRS EIN documentation)
  • Articles of incorporation
  • Three months of recent bank statements, plus a voided check only if your account and routing numbers are not already printed on the statements
  • Proof of identity for an officer
You connect your payment account before your raffle goes live, so you collect funds from the very first ticket. No scramble mid-campaign.

Transparent Model vs. Tip-Based “Free” Platforms

The “free” label disappears when you look at checkout behavior. Here’s what actually matters at the moment of purchase.
Feature Tip-Based “Free” Platforms Chance2Win
Fee disclosure at checkout
⚠ Often delayed or optional ✓ Upfront & clearly displayed
Predictable net revenue
✗ Variable by tip behavior ✓ Fixed and controlled
Merchant account ownership
⚠ Sometimes pooled ✓ Direct — always yours
Checkout friction
✗ Tip prompt creates decision fatigue ✓ Clean, single-step checkout
Multi-raffle support
⚠ Limited or separate platforms ✓ Full — all raffle types
Raffle-specific ticket integrity
✗ Basic ✓ Advanced audit logs
Export & reconciliation reports
⚠ Basic exports ✓ Full CSV + reconciliation
Chance2Win
Generic Platforms
How Chance2Win Protects Your Event
  • Fee disclosure at checkout
    Upfront & clearly displayed
  • Predictable net revenue
    Fixed and controlled
  • Merchant account ownership
    Direct — always yours
  • Checkout friction
    Clean, single-step checkout
  • Multi-raffle support
    Full — all raffle types
  • Raffle-specific ticket integrity
    Advanced audit logs
  • Export & reconciliation reports
    Full CSV + reconciliation
What Most Generic Platforms Do
  • Fee disclosure at checkout
    Often delayed or optional
  • Predictable net revenue
    Variable by tip behavior
  • Merchant account ownership
    Sometimes pooled
  • Checkout friction
    Tip prompt creates decision fatigue
  • Multi-raffle support
    Limited or separate platforms
  • Raffle-specific ticket integrity
    Basic
  • Export & reconciliation reports
    Basic exports

Perfect for festivals, schools, and community organizations

Align your payment processing with your organization’s existing infrastructure and accounting preferences.
  • Zero Fee Model
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Required for supporter-paid service fee structure. Enables direct deposit and real-time payout visibility.
  • Premium Model
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works with traditional merchant accounts
FluxPayments
US based support and quick deposits
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Direct deposits
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Direct deposits
Additional gateways as supported

Get the Raffle Mastery Book (Free for Nonprofits)

After helping nonprofits run raffles for nearly two decades, we started noticing the same patterns — the strategies that worked, and the mistakes that quietly killed fundraising results.

So we wrote a 120-page book called Raffle Mastery.

It covers:

  • how to price raffle tickets
  • why ticket bundles dramatically increase sales
  • promotion strategies that actually work
  • real fundraising lessons from hundreds of raffles

The book normally sells for $19, but we give the ebook away free to nonprofits who join our occasional newsletter.

We send helpful fundraising insights two or three times a year. No spam. No nonsense.
And yes — you can unsubscribe anytime without hurting our feelings.

Frequently Asked Questions

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Is the Zero Fee model really $0 for the organization?

Yes. The organization pays no platform fee. A transparent 12% service fee is shown to supporters at checkout.
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Can we absorb the service fee instead?

Yes. The Premium model allows greater pricing control.
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Where does the money go?

Funds are deposited directly into your merchant account (Stripe or supported gateway).
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Are raffle tickets tax-deductible?

Generally, raffle tickets are not tax-deductible because the purchaser receives a chance to win something of value.
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Is payment processing secure?

Yes. Payments are processed through PCI-compliant gateways using tokenized transactions.

Talk to a Support Team Member

    Choose the Payment Model
    That Fits Your Organization

    Launch your raffle with transparent pricing, nonprofit-controlled payment processing, and zero checkout friction.
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